What can I do if I need some more time to pay the bill?

Set up a payment agreement to buy extra time to pay your bills after the due date.

When you need more time to pay your bill, you can commit to a date after the bill due date on which you agree to make the payment. This Pay Later date has to be before the 21st of the month. Once scheduled, autopay won’t be applied on your card until the Pay Later date. A $10 late fee would still apply on your overdue amount.